Final Up to date:April 12, 2025, 15:49 IST
Lots of of customers in India reported UPI transaction failures on platforms like PhonePe, Google Pay, and Paytm. Downdetector famous a spike in reviews at midday in the present day. Extra updates to comply with.
UPI outage
UPI Outage In India: Lots of of customers throughout India have reported transaction failures on the Unified Funds Interface (UPI) throughout a number of platforms, together with PhonePe, Google Pay, and Paytm. In line with Downdetector, a major spike in user-submitted reviews of UPI transaction failures occurred at midday in the present day.
NPCI, the regulatory physique, in an X submit defined the reason for outage as “intermittent technical points, resulting in partial UPI transaction declines”.
NPCI is at the moment dealing with intermittent technical points, resulting in partial UPI transaction declines. We’re working to resolve the difficulty, and can maintain you up to date.We remorse the inconvenience triggered.
— NPCI (@NPCI_NPCI) April 12, 2025
What To Do If UPI Isn’t Working?
1. Web Banking: A Dependable Possibility
Even when UPI providers are down, web banking stays a viable different. Platforms like NEFT (Nationwide Digital Funds Switch) and RTGS (Actual-Time Gross Settlement) permit customers to switch cash seamlessly. Whereas they could take a couple of minutes longer than UPI, they’re a reliable choice when fast transactions are wanted.
2. Money Withdrawals from ATMs – Even With out a Debit Card
Withdrawing money is one other sensible answer. Many banks now supply cardless withdrawals at ATMs, permitting customers to entry their funds utilizing an OTP despatched to their registered cellular quantity. This function could be significantly helpful for many who discover themselves stranded with out money.
3. Pockets-Primarily based Transactions through Apps Like PayZapp and Paytm
Digital wallets like PayZapp and Paytm additionally permit transactions with out utilizing UPI. Paytm, as an illustration, allows customers to ship cash instantly from their financial institution accounts utilizing their debit or bank cards. A easy login to the app, adopted by deciding on the ‘Ship Cash’ choice and getting into the recipient’s particulars, permits customers to finish transactions securely.
The latest UPI outage serves as a reminder that no system is infallible. Whereas digital funds have revolutionised monetary transactions, customers will need to have backup choices to keep away from inconveniences. Holding some money readily available, being accustomed to different banking strategies, and leveraging wallet-based providers might help forestall conditions the place one is perhaps left stranded.
Memes Flood On Web
Customers have flooded memes and punks related to UPI outage on X platform.
One consumer wrote that he had been ready on a store for greater than 1 hour as UPI wasn’t working. He shared a crying GIF and requested somebody to deliver money.
